𝐋𝐨𝐚𝐧 𝐑𝐞𝐧𝐞𝐰𝐚𝐥𝐬 𝐚𝐬 𝐭𝐡𝐞 𝐋𝐨𝐰𝐞𝐬𝐭-𝐂𝐨𝐬𝐭 𝐀𝐜𝐪𝐮𝐢𝐬𝐢𝐭𝐢𝐨𝐧 𝐂𝐡𝐚𝐧𝐧𝐞𝐥

 

In digital lending, loan renewals consistently outperform new sourcing on both cost and risk. Renewal-led growth delivers materially higher conversions while requiring minimal incremental spend.

 

Why renewals are the cheapest acquisition lever

• ·         Reduce CAC by 60–75% versus NTB sourcing
• ·         Achieve approval rates of 45–60%
• ·         Improve repayment performance by 20%+
• ·         Enable instant pre-approved offers
• ·         Shorten disbursal TAT by 50%

 

Renewals convert existing trust into scalable, profitable growth.

📞 𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐮𝐬: +𝟗𝟏 𝟗𝟏𝟑𝟕𝟐 𝟓𝟔𝟏𝟓𝟎

#FinTech #NBFC #DigitalLending #MicroLoans #SalariedLoans #EmployerPartnership #EmbeddedFinance #CreditInnovation #CustomerAcquisition #RiskManagement #FinancialInclusion #LendingGrowth #B2B2C

𝐂𝐫𝐞𝐝𝐢𝐭-𝐋𝐢𝐧𝐞 𝐏𝐫𝐨𝐝𝐮𝐜𝐭𝐬 𝐚𝐬 𝐇𝐢𝐠𝐡-𝐈𝐧𝐭𝐞𝐧𝐭 𝐀𝐜𝐪𝐮𝐢𝐬𝐢𝐭𝐢𝐨𝐧 𝐇𝐨𝐨𝐤𝐬

 

Revolving credit lines are becoming powerful acquisition levers in digital lending, attracting repeat-ready borrowers while lowering upfront risk. FinTech lenders report 25–35% higher activation versus one-time loan offers.

 

Why credit lines drive superior acquisition

 

• ·         Reduce CAC by 20–30% through repeat utilisation
• ·         Improve LTV by 3–4X over single-ticket loans
• ·         Enable faster approvals with limited initial exposure
• ·         Increase cross-sell conversion by 18–22%
• ·         Strengthen retention via on-demand access

 

Credit lines convert first-use trust into long-term value.

 

📞 𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐮𝐬: +𝟗𝟏 𝟗𝟏𝟑𝟕𝟐 𝟓𝟔𝟏𝟓𝟎

#FinTech #NBFC #DigitalLending #MicroLoans #SalariedLoans #EmployerPartnership #EmbeddedFinance #CreditInnovation #CustomerAcquisition #RiskManagement #FinancialInclusion #LendingGrowth #B2B2C

Employer-Partnered Acquisition for Salaried Micro-Loans

Employer-integrated acquisition is fast emerging as a high-trust, low-risk growth channel for salaried micro-loans.

Compared to open-market sourcing, this model delivers 30–40% higher approval rates while significantly reducing fraud and customer acquisition costs.

Why employer-partnered models outperform
✔ 35–50% lower CAC through pre-qualified access
✔ 20%+ improvement in repayment rates
✔ Instant income validation via employer & HR integrations
✔ 40–60% faster onboarding TAT
✔ Stronger NTB trust and early engagement

By embedding credit access within the workplace, lenders align creditworthiness, credibility, and scalable growth—without compromising risk controls.

This is not just acquisition. It’s distribution with discipline.

📞 Contact us: +91 91372 56150
hashtag#FinTech hashtag#NBFC hashtag#DigitalLending hashtag#MicroLoans hashtag#SalariedLoans hashtag#EmployerPartnership hashtag#EmbeddedFinance hashtag#CreditInnovation hashtag#CustomerAcquisition hashtag#RiskManagement hashtag#FinancialInclusion hashtag#LendingGrowth hashtag#B2B2C