𝐓𝐫𝐮𝐬𝐭-𝐏𝐫𝐨𝐱𝐲 𝐌𝐨𝐝𝐞𝐥𝐥𝐢𝐧𝐠 𝐟𝐨𝐫 𝐙𝐞𝐫𝐨-𝐁𝐮𝐫𝐞𝐚𝐮 𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫𝐬

 For zero-bureau or thin-file borrowers, traditional credit assessment fails to capture repayment intent. Trust-proxy modelling leverages alternative behavioural and transactional indicators to underwrite risk intelligently.

 

𝐖𝐡𝐲 𝐭𝐫𝐮𝐬𝐭-𝐩𝐫𝐨𝐱𝐲 𝐦𝐨𝐝𝐞𝐥𝐬 𝐦𝐚𝐭𝐭𝐞𝐫

·         Improve approval rates by 15–25% in NTB segments

·         Reduce early delinquency by 10–20%

·         Utilise cashflow, device and digital footprint signals

·         Expand inclusion without inflating NPAs

·         Optimise risk-based pricing dynamically

 

Trust-proxy intelligence enables responsible expansion into underserved markets.

📞 𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐮𝐬: +𝟗𝟏 𝟗𝟏𝟑𝟕𝟐 𝟓𝟔𝟏𝟓𝟎