𝐅𝐞𝐬𝐭𝐢𝐯𝐚𝐥-𝐃𝐫𝐢𝐯𝐞𝐧 𝐀𝐜𝐪𝐮𝐢𝐬𝐢𝐭𝐢𝐨𝐧 𝐒𝐩𝐢𝐤𝐞𝐬 𝐚𝐧𝐝 𝐑𝐢𝐬𝐤 𝐈𝐦𝐩𝐥𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬

 

Festival seasons trigger sharp surges in digital loan demand, driven by discretionary spending and short-term liquidity needs. While volumes can rise 2–3X, unmanaged spikes often mask elevated credit risk.

 

𝐖𝐡𝐲 𝐟𝐞𝐬𝐭𝐢𝐯𝐚𝐥-𝐥𝐞𝐝 𝐠𝐫𝐨𝐰𝐭𝐡 𝐧𝐞𝐞𝐝𝐬 𝐝𝐢𝐬𝐜𝐢𝐩𝐥𝐢𝐧𝐞?

• ·         Early delinquency increases by 15–25% in impulsive cohorts
• ·         CAC inflates due to bidding wars
• ·         Approval ratios decline amid relaxed underwriting
• ·         Fraud attempts spike during peak demand
• ·         Require dynamic risk and spend throttling

 

Seasonal acceleration must be governed by calibrated credit controls.

📞 𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐮𝐬: +𝟗𝟏 𝟗𝟏𝟑𝟕𝟐 𝟓𝟔𝟏𝟓𝟎